Legal

Terms of Service

In effectLast updated: [PLACEHOLDER date]Effective: [PLACEHOLDER date]

These terms govern your use of the Q402 payment interface and related services. By connecting a wallet or initiating a payment, you agree to them. Q402 is non-custodial software: you remain in control of your funds at all times.

All body copy below is [PLACEHOLDER] for layout only. Final legal wording must be supplied and approved by Quack AI legal before launch.

01Acceptance of terms

[PLACEHOLDER] State that use of the interface constitutes acceptance, who may use the service, and eligibility/jurisdiction conditions.

[PLACEHOLDER] Clarify that continued use after updates to these terms constitutes acceptance of the revised terms.

02The service

[PLACEHOLDER] Describe what Q402 provides: a gasless stablecoin payment interface that enables users to initiate and receive ERC-20 token transfers without holding native gas tokens. Note supported chains, tokens, and any limitations.

  • [PLACEHOLDER] Q402 acts as a relayer, sponsoring gas on behalf of users. It does not act as a payment processor, money transmitter, or financial institution.
  • [PLACEHOLDER] The service includes the payment request interface, trust reports, trust receipts, and related APIs.

03Non-custodial nature

[PLACEHOLDER] Explicitly state that Q402 does not custody, hold, or control user funds at any point. All token transfers occur directly between user wallets and recipients.

[PLACEHOLDER] Clarify that Q402 only signs and broadcasts relayed transactions on behalf of users — it cannot redirect or intercept funds. Users retain full control of their private keys and wallet balances.

04Fees and gas sponsorship

[PLACEHOLDER] Describe how gas fees are sponsored: Q402 covers network transaction fees on supported chains. Note any conditions under which gas sponsorship may be limited, paused, or unavailable.

[PLACEHOLDER] Describe any platform fees charged for use of the payment interface, trust reports, or receipt issuance. Note that deep trust report unlocks cost $0.49 via x402 protocol.

05Acceptable use

[PLACEHOLDER] List prohibited uses of the service, including but not limited to: facilitating transactions that violate applicable laws, processing payments for sanctioned parties, conducting money laundering or fraud, exploiting the relay infrastructure, or attempting to abuse rate limits.

  • [PLACEHOLDER] Transactions violating applicable laws or regulations in any jurisdiction.
  • [PLACEHOLDER] Payments to or from sanctioned individuals, entities, or countries (OFAC, EU, UN lists).
  • [PLACEHOLDER] Money laundering, terrorist financing, or financial crime.
  • [PLACEHOLDER] Attempts to exploit, reverse-engineer, or abuse the relay infrastructure.

06Disclaimers and liability

[PLACEHOLDER] State that the service is provided "as is" without warranties. Blockchain networks are outside Q402's control. Q402 is not liable for failed transactions due to network conditions, chain outages, or external factors.

[PLACEHOLDER] Include an aggregate liability cap tied to amounts paid, if applicable. Note that Q402 is not a financial institution and does not provide financial advice.

07Changes and contact

[PLACEHOLDER] Describe the process for updating these terms: material changes will be communicated via dashboard notice or email. Continued use after the effective date constitutes acceptance.

[PLACEHOLDER] Provide a contact email for questions about these terms. State the governing law and dispute resolution process.

[PLACEHOLDER] Contact address: [PLACEHOLDER email]